Personal Contract Purchase (PCP) is ideal for those who are opting out of their company car scheme and instead taking a cash-for-car allowance thus reducing company car taxation. By leasing a car in this method you will take advantage of the vehicle discounts usually only offered to large fleet customers. This finance package allows you to drive a new or nearly new car for a set period of time, doing an agreed but flexible number of miles with the option to purchase at the end of the lease. Due to our low overheads and impressive purchasing power we can generally offer you cheaper finance than any other company.
We offer any lease period from 24 months to 60 months on all new cars and on a large selection of cost saving nearly new cars and any annual mileage.
We don't have bandings. You simply tell us your annual mileage and we will quote accordingly. It can be 5,000 or 42,761 per annum and we will quote accurately.
Our lease package is totally flexible. If during your agreement you are driving more or less miles than originally anticipated simply call us so that we can adjust your agreement and monthly payments accordingly.
If you opt for a Non-Maintenance the vehicle is supplied with Road Tax for the full contract period.
Yes, not only do we offer a full maintenance package but it is the most comprehensive currently available in the UK ensuring complete worry free motoring.
The full maintenance package includes:
Should you ever be unfortunate enough to have the car stolen or written off the insurance payment may not cover the amount outstanding on your finance agreement. This is because insurance companies tend to make payments based on the current market value of the car excluding any finance arrangements.
GAP (Guaranteed Asset Protection) Insurance does exactly what it says - it bridges the "gap" between the insurance payout and the settlement figure.
We own the car until you purchase the car at the end of the lease (should you choose to do so). If you want to own the car you pay the balloon payment at the end of the lease period and the car is yours. (The balloon payment is provided on all quotations).
We offer all new cars and have a large selection of cost saving nearly new cars. You can have more than one car if you wish subject to status.
So long as you can provide us with written proof of your car allowance from your employer finance is offered with just 1 advance payment as deposit. Your monthly direct debit payments will then continue from month 2 onwards.
It really depends on your needs. With this kind of scheme an important factor is how much the car will be worth at the end of the lease and the amount of discount we receive from the vehicle manufacturer. Keep an eye out for our special offers.
There is no difference between us and a car dealer. We can supply all dealer and manufacturer fitted accessories. Some accessories carry a residual value and so your monthly payments not increase as much as you expect when added.
We have our own network of reputable and reliable suppliers across the whole of the UK who supply vehicles at our agreed discounted prices. If however you would prefer for us to buy the car from your local dealer then this can be arranged.
Yes. We can even arrange for the appropriate travel documents to be with you within one week of your request.
Initially complete our website quote form to receive a quotation and application form. If you are happy with the figure quoted complete the application form and return to us for credit assessment. We then ask you to sign an order form for the car and order it on your behalf from the chosen supplier. The paperwork is then posted to you for completion.
The vehicle must be insured with a fully comprehensive motoring policy.
You have a choice to make.
1. You can purchase the vehicle at the price agreed at the outset
2. We arrange collection of the vehicle
3. We collect the vehicle and supply you with another